Moneydance 4+

This is as if not better than the newer versions of quicken for personal and business and you don’t have to subscribe to an online plan. This app integrates with my other devices so like now I’m using their mobile app and it will update on my computer too. Easy to use, easy to view very straight forward. I can generate reports based off my register it’s has more stuff than I use and I use a lot of. Like the scheduling you can link to its credit account and then post to your checking account too. It’s always accurate and dependable. I do wish it wasn’t so sensitive or fast I can’t see where to adjust it.

I’m evaluating moneydance on a 2015 Mac laptop. I’m looking for a budget and finance management application that 1) pulls data from financial sites, 2) saves said data on a storage platform I can control (local disk, iCloud, Dropbox work, prefer a user configurable sftp server url or object storage api), 3) does not provide my data to any companies (no cloud saas platform please), is low cost or justifiable, 4) has automated functionality for tying transaction records from one synced account with another without requiring me to share my data with a hosted AI, and 5) generally gives me an overview of everything without breaking.

I’ve never used quicken. Mint used to break on me all the time. I haven’t used a check register in 20 years. I need support for 30 bank accounts and 20 credit cards, maybe investment (not necessary), a fast way to mark transactions to a specific budget automatically and/or learned.

Moneydance on laptop seems to hit some of the basics. Moneydance on iPhone appears to be lacking 90% of the basics and it’s not a brand new thing. At their current rate of development I’d say it might be usable by 2030.

The $50 i paid for the app has saved me so much money! I was able to build a bill calendar on my PC app that gives me a month view of when bills are due and when paydays are. Me and my wife have the phone app and it makes doing the checkbook a breeze! We used to have 5 or 6 overdraft fees a month because we didnt do a checkbook. I havent had an overdraft fee in 3 years and am way ahead on my bills now. Thanks Moneydance, this app has saved me thousands of dollars in fees and I no longer stress out about my finances!